Individual & Family Insurance

You make all sorts of decisions in life that affect you in many ways. Some decisions are very small, but others are more impactful and can alter your life in ways you never expected. Healthcare is one of the most important decisions you will make in life, and whether you are looking for individual health insurance, disability coverage, life insurance, dental or vision insurance, at Quest Benefit Solutions we can help you find a plan to fit your needs.

 
 
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Individual Health insurance

Individual health insurance is coverage that you purchase on your own or for your family, as opposed to taking coverage through an employer. In some cases, your employers coverage may not meet all your needs, or worse case, your employer does not offer coverage at all. If you are in need of individual health insurance, we can help you find a plan that fits your budget.


Medicare

Medicare is a national health insurance program in the United States, begun in 1966 under the Social Security Administration and now administered by the Centers for Medicare and Medicaid Services. It provides health insurance for:

  • Americans aged 65 and older.

  • People under age 65 with certain disabilities.

  • People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

There are only certain times when people can enroll in Medicare. Depending on the situation, some people may get Medicare automatically, and others need to apply for Medicare. The first time you can enroll is called your Initial Enrollment Period, which is a period usually:

  • 3 months before the month you turn 65.

  • Includes the month you turn 65.

  • Ends 3 months after the month you turn 65.

Determine your eligibility and calculate your premium here.

To find out more about Medicare or to enroll, contact us!

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